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Case Study: What Happens When A Prank Goes Wrong And Somebody Is Injured?

Empty real wood table top with light reflection on scene at bar at night.

Watch as VA Injury Trial Attorney Christopher Jacobs shares a Case Study involving general liability insurance coverage and a prank that went wrong.

Whether it's at a business or at home, when someone plays a prank and it goes wrong, typically homeowners or business coverage covers that loss. This coverage is called general liability coverage and most businesses, and homeowners have it.

Watch this informative video to learn how VA Injury Trial Attorney Christopher Jacobs was able to get a substantial verdict that covered his client for losses incurred after being discharged from the military, including medical losses and compensation for permanent disfigurement.

If you have additional questions regarding general liability coverage or any other personal injury matter, call Christopher Jacobs at 1-888-487-8546 or visit our educational website at

For additional answers, you can view even more videos and media content from our law firm at

Kalfus & Nachman

Offices in Norfolk, Newport News and Roanoke, Virginia.

Also Serving Northeastern North Carolina.



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Video Transcript

Chris Jacobs:

What happens when a prank goes wrong and somebody is injured? Hi, I'm Chris Jacobs with the law firm Kalfus & Nachman. I'm a senior litigation attorney litigating cases in Virginia State and federal courts. I'm going to tell you a story about a fellow who was involved in a prank at a bar. He was an enlisted fellow in the Navy, and he moonlighted part-time. A bartender put liquor in his mouth and blew fire onto this man's leg and injured him terribly. It was only a prank, but I'm telling you this because sometimes pranks go wrong and people wonder if there's coverage for this. There is. Whether it's at a business or at a home, when somebody plays a prank and it goes wrong, typically, one's homeowners or the business coverage covers that loss. This coverage is called general liability coverage.

Most businesses and most homeowners have it. They have it because pranks happen. Some are successful and some go terribly wrong like this one where this gentleman was hospitalized for over a week and was discharged from the military because of the prank that went wrong. He called me. He called me because I answer difficult questions like this and he asked me if there was coverage. I proved there was. I took this case to litigation all the way to court and the court sided with my client. My client was able to get a substantial verdict to cover him for his losses of being discharged from the military, his medical losses, and his permanent disfigurement.

So why am I telling you this? General premises liability for businesses and for homeowners come into play for many different accidents that happen at the home, whether it's a prank that goes wrong, or whether it's somebody who falls in a hole on another's property. So if you ever find yourself in a similar situation, pick up the phone and call me, Chris Jacobs, a senior litigation attorney at Kalfus & Nachman. My number's (888) 487-8546. Thanks for watching.

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