Virginia Underinsured or Uninsured Driver Lawyers

Uninsured & Underinsured Accident Claims in VA

The devastating physical, mental, and financial impact of a car accident is a risk all drivers face. If the other driver did not carry adequate insurance, getting the compensation you deserve can be extremely difficult. These uninsured and underinsured drivers are a great risk to drivers in Virginia because state law currently does not mandate everyone to have adequate insurance. If you were involved in such an accident, get help from the Virginia uninsured and underinsured driver attorneys at Kalfus & Nachman PC to get the compensation you need.

Call (855) 880-8163 now or contact us online to schedule your initial consultation.

In some accidents involving uninsured motorists, your insurance company is responsible for paying your medical bills and other expenses. However, they will likely try as hard as possible to avoid paying a full and fair settlement, Insurance companies are experts at denying coverage by hiring experienced lawyers. They will intimidate and discourage you with convoluted rules and paperwork in hopes that you will give up your claim.

Uninsured/Underinsured Drivers and Car Accidents

Uninsured and underinsured automobile insurance coverage protects drivers involved in a car accident with someone who does not have enough insurance to cover the injuries and damage or who has no car insurance at all. It can also be used in a number of other scenarios as well.

Uninsured and underinsured automobile insurance coverage comes into play when:

• You or someone covered by you is injured in an automobile accident with an uninsured or underinsured driver
• You are involved in a hit and run
• You are injured in a car accident through no fault of your own, but the other driver is uninsured or underinsured
• Your or a loved one, as a pedestrian, is injured by an uninsured or underinsured driver
• Your insurance company may require a signed statement from the uninsured driver stating he/she has no insurance. Then you can make a claim with your insurance company for your damages.

Under your insurance policy, uninsured motorist coverage allows you to receive compensation from your own insurance company. You won’t be out thousands of dollars to pay for your own hospital stays, prescriptions, doctor visits, or lost wages. And on the same note, underinsured coverage helps you when that other driver doesn’t have enough insurance to cover your costs. Maybe their insurance plan only covers $10,000 of your bills, but your injuries equal up to $100,000. How do you make up the rest of those costs? With underinsured motorist coverage.

How Much Coverage Should I Purchase?

Most automobile insurance companies offer a wide variety of coverage options when it comes to automobile insurance. Purchasing just the minimum coverage available is risky since the minimum coverage available may not be enough in the event of a serious injury car accident. It’s important when purchasing these types of insurance policies that you get a lot of coverage. These policies are in place to protect you in a bad situation and you need enough coverage to do that, no matter what the injuries are.

My Insurance Won’t Pay. What Can I Do?

To get through the complicated claim system and show the insurance company you are serious about getting your money, you need an experienced Virginia car accident law firm on your side. Many victims are not aware that they have legal options for dealing with an uninsured or underinsured driver, but the knowledgeable attorneys at Kalfus & Nachman PC of Virginia can make your rights clear in order to win the best possible settlement for you.

Take Action Right Away

Before you file any claims or contact your insurance company about coverage, it is important that you first understand your legal rights. By being proactive about your case, you can avoid being put in a compromising position that could hurt your case down the road. A skilled Virginia car accident lawyer can help you hold them responsible for paying the full and fair compensation you are owed.

Contact the skilled car accident attorneys in Virginia at Kalfus & Nachman PC by calling (855) 880-8163 today.