Norfolk Car Accident Attorneys

While a successful car accident claim can help you feel like a sense of justice was fulfilled, the main purpose of any injury claim is to get compensation for the injured party/plaintiff/claimant. The compensation in your case should reflect how much you have lost and struggled due to the defendant’s negligence which led to the crash. Furthermore, in legal contexts, compensation can be broken down into different types of “damages.”

Common damages that might apply to your car accident claim include:

• Past and future medical expenses
• Past and future pain and suffering
• Past and future lost income/wages
• Loss of earning ability/inability to obtain gainful employment
• Lessened enjoyment of life/shortened life expectancy
• Miscellaneous out-of-pocket expenses associated with the accident

The potential value of your claim depends on the total value of your damages. In theory, the worse you were injured in a car accident, the higher the value or “worth” of your claim (but this is not guaranteed).

Though rare, punitive damages might also be recoverable in a car accident lawsuit that goes to trial. If the court determines that the defendant with gross negligence, egregious misconduct, or malicious intent to cause injury, it might approve or assign punitive damages meant to punish the defendant rather than compensate the plaintiff. Again, punitive damages are very rare, so they might not apply to your case.

Insurance & Car Accidents in Virginia

In Virginia, all motorists must carry car insurance with the following minimum coverage amounts:

• Bodily injury or death of one person: $25,000
• Bodily injury or death of two or more people: $50,000
• Property damage: $20,000

If you do not have insurance, you must pay a $500 Uninsured Motor Vehicle (UMV) fee to the DMV every time you renew your vehicle registration. This fee does not provide you with any insurance coverage; it only allows you to legally drive an uninsured car at your own risk.

Anytime you are involved in a car accident, you must report it to your insurance company as soon as possible. Although you’d think that the insurance company will pay you what you are owed as an accident victim, this is rarely the case. In fact, without an experienced Norfolk, VA car accident attorney on your side, you will most likely be offered a mere fraction of the compensation you are truly entitled to.

Insurance companies will look for any excuse to minimize or deny your claim, using various tactics to avoid payment, such as:

• Making an early settlement offer that is much less than you deserve
• Suggesting your injuries were not from the car accident
• Saying you were at fault for the car accident
• Downplaying your injuries
• Hiding the fact that you are owed additional applicable coverage
• Delaying negotiations for so long that you give up and accept their meager settlement

Before you accept any kind of payment offer from an insurance company, consult with one of our experienced Norfolk car accident lawyers. We can help you determine the true value of your claim.

Hiring a car accident attorney in Norfolk does not necessarily mean your claim will go to court. In many instances, insurance companies will bend as soon as they discover you have an attorney on your side. At Kalfus & Nachman PC, we know how to effectively negotiate with insurance companies and fight for your right to fair compensation. We will calculate the full amount of damages you are entitled to and we won’t back down until you receive a settlement, or a verdict, that is in your best interest.

What to Do After a Car Accident in Norfolk, Virginia

If you are involved in a car accident, the most important thing is to remain calm. You may be disoriented, even if you did not lose consciousness. If anyone involved in your motor vehicle accident is injured, you should call an ambulance (9-1-1). If there are no injuries, here are some things you should do:

• Contact the police. Officers will take statements and investigate the way each vehicle came to rest to piece together what happened. They will want witness testimony, so if anyone saw the accident, be sure to get their contact information so the police can call them later. Remain at the scene of the accident until the police have come and gone. Make sure you write down the name of the officer who took your report. Also, write down your version of what happened while it is fresh in your mind.
• Don't admit fault. Never admit fault to anyone; not the other party and not the police. However, be sure not to fabricate the truth no matter how embarrassing. If you change your story later, this may hurt your ability to win damages.
• Take notes, and more. If the car accident is minor and there are no injuries, the police may not arrive on the scene. If this is the case, it is your responsibility to document the scene. Take photographs with a camera or cell phone and write a detailed recollection of how the accident occurred. Be sure to photograph any pertinent obstructions, weather conditions, debris or landscape that may have impacted your accident.
• Conduct interviews. Gather the names, addresses, driver's license, and insurance information with every other driver. Also, write down the names and contact information of any witnesses and passengers involved.
• Review your insurance policy to see what it covers. Carefully review the “declarations” page, which lists the types and dollar limits of your coverage. Pay close attention to any discounts or special provisions that you have purchased, and make a list of questions for a car accident lawyer.

Emergency Kit to Keep in Your Vehicle

It is a good idea to keep an emergency kit in your vehicle in case of an accident. Your kit should contain:

• A pen and paper for taking notes
• A disposable camera to take photos of the vehicles at the scene
• A card with information about medical allergies or conditions that may require special attention if there are serious injuries
• A list of contact numbers for law enforcement agencies
• A flashlight to assess damage at night
• A set of cones, warning triangles or flares to warn other drivers if you cannot move your vehicle quickly off the road

Car Accidents in Another State: What Happens Next?

A vast majority of insurance companies extend coverage all across the US and even Canada, but double-check with your provider to be sure.

The tricky part comes if and when an injury has occurred. That's because several states (and Washington, DC) have a “no-fault” policy when it comes to car accidents, meaning injured drivers draw from their own insurance first after an accident. Those states are:

• Florida
• Hawaii
• Kansas
• Kentucky
• Massachusetts
• Michigan
• Minnesota
• New Jersey
• New York
• North Dakota
• Pennsylvania
• Utah
• The District of Columbia

That means no matter who's at fault, your accident is paid for by your insurance. The only exception is if someone sustains a very serious injury. In addition, some states have varying degrees of shared liability in accidents that can reduce or negate your compensation for damages.

Pure comparative fault states allow you to collect damages proportionate to your total fault in the accident—meaning you'd receive $1,000 in damages if your total costs were $2,000 and you were 50% responsible for the accident.

Likewise, you'd receive $500 out of $2,000 if the accident was 75% your fault.

In modified comparative fault states, you may only collect damages if your are less than 50% responsible.

And in states who follow contributory negligence, anyone partially at fault for the accident is unable to collect damages.

Also, be mindful of the statute of limitations in each state you are traveling to (meaning how long you have after an accident to file a lawsuit). Most states allow claims up to a year after an accident, but this number may vary.

Process For Filing a Car Accident Claim in Virginia

Unfortunately, many people who have been hurt in a car accident never explore their legal options because they’re worried the process of filing a claim will be too much work. What they don’t realize is that the stress and complications of filing a car accident claim in Virginia can be eliminated just by putting our attorneys in charge of the case. We are here to handle every step of your car accident claim, so you can stay focused on other parts of your life like resting and being with your family.

From start to finish, we can handle all processes for your car accident claim, such as:

• Investigating the accident to look for evidence of liability.
• Calculating damages owed to you based on your losses and injuries.
• Sending a letter to demand compensation.
• Preparing and filing a lawsuit if no compensation is provided.
• Attempting settlement negotiations to avoid litigation.
• Representing you in court if a lawsuit is necessary.

How to Choose a Norfolk Car Accident Attorney

If you were injured or a loved one was killed in a car accident in Norfolk, VA, you may be overwhelmed, frightened and confused as to what to do next. Even though you have suffered a traumatic event, it is important to consider legal matters that may affect the rest of your life.

If you were injured and cannot go back to work, you will need money to pay the bills and take care of yourself and your family. For this reason, it is crucial to choose a Norfolk car accident attorney who will give you individualized attention and work diligently to get you the financial compensation you need and deserve to cover the expenses resulting from the car accident.

If you are looking for a Norfolk car accident lawyer, the best place to start is by contacting the local Bar Association in your area. The Bar Association maintains a list of responsible attorneys and will be able to recommend a good personal injury lawyer to you.

You can also:

• Ask friends and family if they know of a good law firm
• Look at websites of local attorneys
• Schedule consultations with a few different firms
• Ask about the law firm's success with cases similar to yours
• Ask about the lawyers' experience and education

You should feel you can trust the lawyer you choose. During your initial consultation, the attorney should make you feel like your claim is as important as anyone else's. The lawyer you consult with should explain how the claim will be handled and explain to you whether or not you have a valid car accident claim.

Regardless of how you find your car accident attorney, make sure that he or she puts you at ease, listens to your needs and seems sincere about trying to help you. Before doing anything, your personal injury attorney should listen carefully to your account of what happened, taking detailed notes and then suggesting a course of action. Sometimes a lawsuit is not the appropriate response to an injury, and your injury attorney should not only be able to admit that to you but also be able to suggest alternative solutions.

How Our Car Accident Lawyers Can Help You with Your Claim

At Kalfus & Nachman PC, we help our clients with every aspect of the legal process. We know that this is a difficult time in your life, which is why we take the time to meet with you, listen to your story, and share how we can help you move forward. As your legal team, we are committed to advocating for you and the fair compensation you deserve. We can put together a claim on your behalf, communicate with the insurance company so you don’t have to, negotiate for a fair settlement, and, if necessary, represent you at trial.

For a free, no-obligation consultation, call today to speak with our Norfolk car accident lawyers.