Uninsured/Underinsured Drivers and Car Accidents
Uninsured and underinsured automobile insurance coverage protects drivers involved in a car accident with someone who does not have enough insurance to cover the injuries and damage or who has no car insurance at all.
Most automobile insurance companies offer a wide variety of coverage options when it comes to automobile insurance coverage. Purchasing just the minimum coverage available is risky since the minimum coverage available may not be enough in the event of a serious injury car accident.
Uninsured and underinsured automobile insurance coverage comes into play when:
- You or someone covered by you is injured in an automobile accident with an uninsured or underinsured driver
- You are involved in a hit and run
- You are injured in a car accident through no fault of your own, but the other driver is uninsured or underinsured
- Your or a loved one, as a pedestrian, is injured by an uninsured or underinsured driver
- Your insurance company may require a signed statement from the uninsured driver stating he/she has no insurance. Then you can make a claim with your insurance company for your damages.
The laws regarding uninsured and underinsured drivers can be complex and confusing. Please contact the experienced car accident attorneys at Kalfus & Nachman today. We represent clients in and around the Norfolk and Newport News, Virginia area.