Social Security Disability Insurance (SSDI) Vs. Supplemental Security Income (SSI)
Understanding the Difference with Our Norfolk Social Security Attorneys
Social Security Disability Insurance (SSDI) is money issued to those who have worked but have become disabled and are no longer able to earn a living. Supplemental Security Income (SSI) is financial assistance that offers money to those suffering from a qualifying disability.
The process of applying for SSDI and SSI benefits is complex, and many initial applicants are initially denied.
The Norfolk social security lawyers at Kalfus & Nachman PC are devoted to your claim and will help you through the appeals process so you are awarded the money to which you are entitled. Call (855) 880-8163 today for a free case review.
SSDI vs. SSI
Social Security Disability Insurance benefits are issued on the basis of your work history. In order to be eligible to collect these benefits, you must have a qualifying disability. This includes a physical or mental impairment that is expected to result in death, or has lasted or is expected to last 12 continuous months or more. These benefits are paid by Social Security taxes.
Supplemental Security Income is a federal cash assistance program that provides money to underprivileged individuals who are disabled. These benefits are not based on your work history, but on your assets.
SSI benefits consider an applicant’s:
- Real estate
- Monthly income
- Money in stocks, bonds and bank accounts
SSI benefits are awarded to individuals with low income, those over age 65 with limited assets, and those with a qualifying disability. To qualify, you must also be a legal citizen of the United States.
If Your Claim Is Denied
If your application is denied, you have 65 days to appeal starting from the date stamped on your denial letter. If you miss this deadline, you will have to start over and wait months for the decision (which is usually the same denial).
A majority of disability claims are initially denied, and then approved during the appeals process. Reasons for denial vary for each applicant, but can include:
- Incomplete medical information
- Failure to list all limitations caused by your disabling medical condition
- An illness that is difficult for doctors to diagnose
If your claim was denied, the Norfolk social security disability attorneys at Kalfus & Nachman PC can review your case and medical records, and help you put together a claim that has a greater chance of approval.
If you live in the Norfolk, Hampton, Newport News, Portsmouth, Virginia Beach or Roanoke, Virginia areas, please contact Kalfus & Nachman PC online or by phone at (855) 880-8163 today to schedule your no-cost consultation.